If you randomly saw me somewhere, would you think I was fat?

I'm a girl, I'm 5'5, and I'm 14. I weigh about 117 pounds, and I'm trying to lose 15 pounds. I'm so insecure about my thighs, and all I ever think about is if people think I look "big". My waist is 24 inches, my hips are 28, but my thighs are 20!!!! They feel huge compared to the rest of my body!! They also touch when im walking/standing and they're really flabby. Please tell me, do I sound fat??